Green Building Financing in Montenegro

Building a Sustainable Future — Together
Investing in green buildings is not only a responsible choice for the environment, but also a smart long-term investment. Whether you’re a developer, architect, homeowner, or business, there are growing opportunities in Montenegro to finance energy-efficient and sustainable construction projects.
At Montenegro Green Building Council, we help you access local and international financing options designed to support green development.

Financing Insights
All the news and resources you need to take the pain out of payments for your business.
What Is Green Building Financing?
Green building financing refers to dedicated funding and financial instruments that support construction or renovation projects with proven environmental benefits, such as:
Energy-efficient buildings
Renewable energy integration
Water-saving infrastructure
Low-carbon construction materials
Sustainable urban developments
National Programs and Subsidies
The Government of Montenegro offers various incentives for energy efficiency and sustainable construction, often in collaboration with municipalities. These include:
- Co-financing for energy-efficient renovations
- Tax incentives and reduced fees for green buildings
- Subsidized loans for eco-friendly home improvements

International Donor & EU-Funded Programs
Montenegro, as an EU candidate country, has access to several funding instruments:
-
WBIF (Western Balkans Investment Framework)
Supports large-scale green infrastructure projects. -
Green for Growth Fund (GGF)
Provides loans via local banks to individuals and SMEs -
EU IPA Funds
Available for public sector and NGO-led sustainable projects.

Commercial Bank Loans for Green Projects
Several banks in Montenegro now offer “green loans” with favorable interest rates and longer repayment terms for:
- Solar panel installation
- Energy-efficient building materials
- Eco-retrofits of existing properties

Need Help Finding the Right Financing?
We can assist you in navigating available options, preparing documentation, and connecting with institutions that fund green building projects.
Contact us for personalized guidance or become a member.